Recently, we explained how market manipulation on the part of governments and central banks is keeping gold prices artificially low.

That means that at current prices, gold is undervalued, making now an excellent buying opportunity for investors who are looking to buy precious metals to protect their retirement savings.

History clearly shows us that in times of financial collapse, volatility or geopolitical instability, gold maintains its value or even rises in price as investors flee paper assets in search of a safe haven. Massive levels of government debt, round after round of quantitative easing, a stock market bubble that’s due to crash any day, and worldwide economic and political turmoil from Greece to the Middle East means the next major economic shock is just around the corner. When it hits, investors will realize the true value of gold as the only true currency and safe store of wealth.

Do you want to wait and buy then, when everyone else is scrambling to secure gold and protect their savings, driving prices sky-high? Or would you rather plan for the worst now, buying gold at bargain prices while everyone else is caught up in the latest stock market madness?

Gold prices are like a train about to start moving – and you want to be seated and ready to go before it takes off.

Gold Investment is the alternative currency that can safeguard you from these types of events. Putting a portion of your savings into this precious metal will help protect you. Download your free self directed IRA rollover gold IRA information kit today.


It hadn’t happened before, at least not since US presidents started visiting foreign countries after the Second World War.

In early September, when President Obama landed at Hangzhoi for the G-20 summit in early September, the CIA security men were told in no uncertain terms by the Chinese that they were not in charge of landing arrangements, and that the President would disembark by the rear exit. It had the hallmarks of a calculated snub, as did the obligatory photograph of the world’s leaders, where the President was placed firmly on the far left, and not near the centre, which is customary.

Barak Obama suffered a further indignity, when ahead of his visit to Laos the following week, the new Philippine President, Rodrigo Duterte, referred to him as “a son of a whore”. The official meeting between the two was cancelled, though they did meet privately. So not only are ordinary Americans showing signs of rebelling against the status quo at home, but foreigners, some of them very important, are as well.

What follows is an assessment of today’s geopolitical situation, based on a mixture of obtainable facts, background information, informed opinions, and reasoned deduction. Guesswork, eliminated as much as possible, is inevitably involved, particularly in assessing outcomes. The conclusions are not something anyone in the deep states of America and elsewhere will admit to or endorse, which paradoxically gives this article its importance.

This article assesses the failing American empire and the current state of the global power-play between China and Russia on one side, and America on the other. It summarises the importance of gold which is central to China’s financial strategy, and concludes that America is likely to be an accumulator of bullion, for strategic if not monetary reasons. It also looks at the challenges the top three major currencies will face next year, in the context of geopolitical developments to date.

Decline and fall

All empires eventually decline and usually their fiat currencies fall with them, which is what westerners are seeing today. In modern times, it has happened to the British, and now it is happening to the Americans. And when the decline starts, it proves impossible to stop. Either you accept it and retreat gracefully, as the British did giving up her colonies under Macmillan, or you fight it. The Americans are fighting it, which means the decline will be increasingly messy and dangerous. At the centre, directing strategy, is America’s deep state, the senior officials mostly in the intelligence services, who guide the President on security matters. They are obsessed with impeding by fair means or foul the foreign forces that in their paranoia they believe oppose them.

Every significant country has its own deep state. Presidents and prime ministers are not omniscient and need the guidance of experts in both domestic and international affairs. Naturally, this is why intelligence services are central to government, because they provide and present the most important information concerning risks to the state. It is these people who can wield the ultimate power behind elected politicians when it comes to external relations and domestic security, by managing information and influencing their decisions.

External relations are effectively under the control of the CIA in America, and MI6 in the UK. The world saw how dangerous these intelligence services can become when they fabricated intelligence about Saddam Hussein’s weapons of mass destruction. Make no mistake, these two intelligence services took it upon themselves to take us to war. It was clearly intended to pave the way for Saddam’s removal, and led to an appalling civil war between Sunnis and Shiites, as these religious factions sought supremacy in the power vacuum left by Saddam’s overthrow. Tony Blair was discredited, and is reviled by his former supporters. George W Bush was marginally luckier, only because America did not have a damaging Chilcot inquiry.

Then there was Libya, where Hillary Clinton took much of the rap, which could lose her the cherished presidency. The Arab Spring revolt, which started in Tunisia and was encouraged by developments in Libya, spread to Egypt and from there to much of the Arab world, including Syria. In Syria, formally a thriving, peaceful country tolerant of all religions, the CIA stirred up trouble, with the intention of overthrowing President Assad, whose crime was to be loyal to Russia. The lack of any foresight by the Americans has led to a refugee crisis that threatens to destabilise Europe, and was a major factor in the British referendum vote for Brexit. There is also Ukraine, and before that Georgia-Ossetia.

One could go on, listing the CIA’s failures and pyrrhic victories, which are all well documented if you are prepared to dig for the information. With hindsight, we can date the peak of American power to the second invasion of Iraq thirteen years ago. It has been gently downhill ever since, driven by the groupthink in the deep state that advises the President, rather than by China and Russia becoming a threat to the security of the west, as many might suppose.

The mistakes have been all America’s, assisted by her NATO handmaidens, and will continue to be so, and that was the point behind China’s snub at the G-20 meeting, and why a maverick politician in the Philippines can insult the greatest leader on earth and get away with it. It was a public signal that the new kids on the block, China Russia and the emerging economies in the Pacific, are fully aware that the world’s dominatrix is now an aging has-been, unable to crack her whip like she used to. Their own deep states probably saw this coming some time ago, and have played their cards defensibly, rarely being wrong-footed. They understand the dangers created by the power vacuum left on the world stage, and are responding not by seeking America’s dying role for themselves, but by securing their homelands, which in the case of China and Russia is most of the Eurasian continent.

Global power in 2017

In the thirteen years after the overthrow of Saddam Hussein, China in partnership with Russia has evolved the Shanghai Cooperation Organisation (SCO) from its roots as an intelligence-based anti-terrorist committee into a fully-fledged forum for economic cooperation. Importantly, China had the prescience to acquire as much gold as she could, having appointed the Peoples Bank for that function thirty-three years ago in 1983 (more on this below).

China has shown up the extent of America’s decline, by rising to become the world’s largest supplier of goods and user of commodities, purely based on providing the world with the goods it wants. In the last eighteen months she has laid much of the groundwork for her own financial security. With Russia, she has led the establishment of the Asia Infrastructure Investment Bank (AIIB), which will be the financing channel for the future infrastructure development and industrialisation of all Asia.

China is modernising her own territory and expanding the middle class, which will soon be larger than the entire population of the United States. Her citizens, who are strong savers, are accumulating wealth, while westerners are seeing theirs destroyed. Additionally, China plans an industrial revolution encompassing the whole of Asia, starting with land and sea Silk Roads. What took Britain two hundred years for the Asian backwaters she plans to complete in a series of five-year plans. The demand generated for copper, cement, steel and energy will be massive and prolonged, which is why China is keen to deal directly with resource-rich suppliers. China plans to finance this incredible project using any money but dollars. So it is hardly surprising that some of America’s most dependable allies were quick to sign up to the AIIB as partners, because very big money talks very clearly.

With these ambitious projects in mind, China is establishing a new BRICKS bank, a potential rival for the IMF which will allow China and Russia to arrange their own supra-national financing, independently from any US interference. She has even persuaded, some would say blackmailed, the IMF to include the yuan in the SDR in order to accelerate the yuan’s international acceptability. Increasingly, she is settling trade in yuan, and planning sovereign-to-sovereign loans repayable in her own currency. While further depth is needed in her capital markets, much of the groundwork has already been laid, such as setting up new currency pairs, bypassing the dollar in the foreign exchanges, and by pricing oil and gold in yuan. And all this has occurred despite America’s firm grip on global trade settlement through the dollar with its reserve status.

2017 is shaping up towards a new phase. China now has the means to start funding resource-rich countries against their future income flows, much of which will be underwritten by Chinese demand. Target countries typically have high levels of government debt, and are acutely aware that they will be destabilised by the inevitable rise in dollar interest rates. Obvious candidates are Saudi Arabia and Venezuela, both major oil suppliers. They could include Canada, where intriguingly, Justin Trudeau only last week received Premier Li Keqiang after extending his own visit to China for a whole week over the G-20 meeting. China already controls the economies of much of sub-Saharan Africa, where she is building railways, and loans in yuan against future commodity supply are also likely to be extended.

If Canada is on China’s list, that will take her provokingly into America’s back yard, risking a response from America. But how is this all to be paid for, before BRICS becomes fully operational? The answer is simple. Initially, China will draw on her official currency reserves, estimated to be $3.2 trillion equivalent, the bulk of which is in US dollars. US Government debt can be sold down or transferred under swap deals for other parties to liquidate, at least until the US refuses to authorise the transfer of ownership. But this is an interim measure, which will ease the way to the yuan being more widely used for key commodity pricing and for Pan-Asian trade settlement.

The importance of gold investment

It is easy to forget that China’s economists thirty years ago were taught the Marxist line, that capitalism will destroy itself. Yet from about 1980 onwards, they found that supplying yuan for inward investment left the Peoples Bank accumulating growing quantities of dollars, which according to Marxian philosophy would one day be worthless. This led to regulations appointing the Peoples Bank as sole manager of the State’s precious metal acquisition programmei. So for China, the acquisition of gold would have originally been a logical diversification from accumulating dollars. But, presumably not wanting to create friction with the anti-gold Americans, gold purchases were not declared as official reserves, and were hidden in undeclared accounts.

China also embarked on a drive to increase mine output, and today she is the largest producer in the world by far, at about 460 tonnes last year. Refining has always been a state monopoly as well, taking in gold doré and ore from Mongolia and other countries. Much of this gold appears to be absorbed by the state, because state-refined bullion bars, as opposed to branded bars recast from SGE deliveries for retail, are rarely seen on international markets.

In the past I have speculated that this covert accumulation of gold over the last thirty-three years could amount to over 20,000 tonnes, taking into account the scale of inward investment flows, subsequent trade surpluses, contemporary prices, and supplies from western central banks and investors during the great gold bear market of 1981-2000. What originally started out as diversification from exposure to western fiat currencies at some stage became a strategic imperative, presumably when it became obvious to the Chinese that western central banks were leasing and swapping physical gold to be sold into the market. Whatever the total accumulated, the state obviously felt it had acquired enough gold by 2002 to permit the Chinese public to begin buying. The Peoples Bank established the Shanghai Gold Exchange that year for this purpose, and so far has delivered an additional 11,000 tonnes into public hands, net of scrappage.

It is clear that Russia places a similar importance on the accumulation of gold, having in recent years surprised western analysts by adding gold to her reserves, when the preservation of dollar reserves as ammunition to support a falling rouble was deemed to be more important. The extent of her undeclared holdings is obviously not known, but could be significant, though not on China’s scale. Furthermore, it is common knowledge that the US’s Exchange Stability Fund has in the past sold physical gold with a view to supporting the dollar, leading to speculation that the US’s official reserves are considerably less than stated.

Why does this matter? It matters because, despite the wishful thinking of the macroeconomists in the west, gold is still the ultimate form of money, at least in the eyes of the central banks which maintain and add to gold reserves, and more importantly the people and governments of the bulk of the Eurasian land mass. And given that today’s geopolitics is all about China and Russia versus the US, gold is the primary strategic money in a future financial conflict. Chinese analysts also know that the west is badly short of physical metal, with bullion banks running unallocated accounts on a fractional reserve basis for their customers. Bullion banks also suppress gold prices by supplying large quantities of paper gold in futures and options markets out of thin air to soak up speculative demand, positions either hedged into other paper, or not at all.

If China chose to do so, she could bring the west to its knees just by squeezing the market for physical gold. A western financial collapse would be a disaster for all, but China and Russia, together with their SCO partners would be the last men standing, so in that sense the ownership of gold bullion is the ultimate financial weapon. So what does America’s deep state do about it? It must accumulate physical gold as a matter of urgency. This is why, if the stories are true, it made sense for the CIA to smuggle out Libya’s and Ukraine’s gold under cover of the prevailing chaos, and why, far from suppressing the price, the new priority must be for the deep state to accumulate physical gold as rapidly as possible.

Currency implications

The gold story rumbles on, but the more visible topic is the growing likelihood of the old Marxian prediction about capitalism destroying itself turning out to be true, at least for the highly corrupted form we call western capitalism today. By a process of stealth, the economies of Europe and America have actually evolved towards a national socialist model, where the means of production remains in private hands, but the state controls and directs it through regulation. The collapse, if it happens, will have more in common with the failings of socialism, than with anything to do with free markets. And with economic collapse, so too goes the purchasing power of fiat currencies.

The most obvious currency danger is from the euro, for all the reasons we don’t need to go into here. However, Western Europe is seen by China as a trade partner at the end of her Silk Roads, potentially in need of her assistance. She has already bought control of Piraeus, Greece’s largest port, which will become one of her Silk Road terminals. The lesson here was rather like a spider with its web, China just waits patiently for opportunities to come her way.

When individual EU countries need rescuing from future banking and debt crises, it is reasonable to assume China will be willing to help, on her terms of course. At that point, NATO members, such as Italy and Germany, will be faced with a choice: is their future to be a vassal of America, or will it be better to be in a commercial partnership with China and Russia?

If the Eurozone disintegrates politically, the accompanying debt crisis is bound to undermine the euro. It seems unlikely that China will seek to support the euro, instead looking to benefit from the opportunities emerging from distress. She can support systemically important banks if it is in her interest to do so, despite the complete destruction of the euro. This, surely is already under discussion in Beijing. The question is one of price, which will involve both trade considerations and the use of the yuan. Japan is also at a crossroads, but is both physically and culturally closer to China. For the moment, the issue is not so much about currency, but about the failure of monetary and economic policy while in the American sphere of influence. At the political level, relations with China are volatile, reflecting both history and Japan’s alliance with America. But big Japanese corporations, the zaibatsu, work with China very well, employing many people in their manufacturing plants and buying other Chinese goods. The tension between Japan’s political and commercial objectives is therefore increasing all the time, which leads one to speculate how long it will be before commerce triumphs over politics. When that happens, we can expect Japan to join the AIIB, and move away from America’s political domination.

But we return to America, and her deep state. Not only has she made a frightful mess of Syria, opening the way for Russia to dominate the region politically, but she will see her Middle Eastern allies deserting the dollar, simply because they have little use for it, trade having shifted to China and now India. As China develops her parallel international financial markets, surplus dollars outside the US from the Middle East and elsewhere will almost certainly return home in growing quantities. This will obviously put enormous pressure on its purchasing power, necessitating a significant rise in interest rates to offset the price inflation effect. If this is allowed to happen, it will threaten to bankrupt big business in America, and even government itself. So what does America do?

These are the deep state’s likely options.

1. Accept reality and revise foreign strategy accordingly. Given the high level of groupthink and the remnants of cold war philosophy, it is difficult to envisage this being taken as an early option, if at all.

2. Prevent the Chinese from selling Treasuries by refusing bond transfers, and/or banning US banks from allowing currency transfers. The intention would be to hinder China’s plans to provide finance to commodity suppliers by transferring dollars and Treasury bonds to them, or simply selling down their holdings. The danger is this course of action will eliminate the dollar’s role as the world’s reserve currency for all foreign holders. The subsequent dollar crisis would likely escalate out of control.

3. Introduce exchange controls, restricting the return of offshore dollars in the belief that domestic purchasing power would be preserved. That would simply accelerate a collapse of the purchasing power of external dollars, increase the attractions of the yuan and gold as settlement currencies, and create shortages of imported raw materials for the US economy. The ghost of Smoot-Hawley would rattle its chains again.

4. Create more false flag operations, severe enough to encourage foreign speculators to maintain their dollar reserves.

The deep state is unlikely to accept that it’s Check Mate to China and Russia. Increasing desperation and the deep state’s groupthink place a high probability on the fourth option, another false flag operation, or a variant thereof. The world is at a critical juncture already with Syria, where the super-powers are at war through their proxies. Let’s just hope the fears expressed in this article over the senselessness of America’s future actions are overstated.

Gold Investment is the alternative currency that can safeguard you from these types of events. Putting a portion of your savings into this precious metal will help protect you. Download your free self directed IRA rollover gold IRA information kit today.


Even if you’re only a casual observer of financial markets, you must have noticed gold has had some pretty distinguished company during its most recent rally. Most of the market attention has gone to oil, which jumped above forty dollars per barrel after the Fed announced its softened plan for rate increases for the remainder of the year.

Commodities in general are raring for a climb since the dollar’s started to decline. But we’re starting to see significant action in two of gold’s sister metals, silver and platinum. They’re both exhibiting spillover energy from gold, as seasoned investors turn to them on the heels of a breakout in the yellow metal.

One of the signs market analysts look for in a stock or a commodity is resistance – a technical term that simply means a temporary price ceiling beyond which investors are reluctant to buy. It’s a bullish sign when a stock or a commodity pushes past and then sustains a price level above its resistance.

On Thursday silver shot up thirty cents to take out its intra-day sixteen dollar resistance, and then backed off twelve cents for a market close of fifteen-dollars and ninety-three cents.  Its current trend signifies the gray metal is now like a coiled spring.

Platinum, the “rich man’s gold,” has moved up eight percent since the beginning of the year. Thursday it closed at a spot price of nine hundred and eighty-six dollars. Traditionally the white metal has traded at a premium to gold because it’s much rarer and because it’s an industrial metal. Platinum is used as an anti-pollutant agent in the catalytic converters of automobiles.

But the price of platinum had actually slipped below gold to a price of $774 in 2008 because of production difficulties and reduced global demand for automobiles. Its current price at almost a thousand dollars per ounce most certainly reflects a positive outlook for the auto industry.  It’s also a sign that platinum is once more riding the coattails of gold.

Silver and platinum then present lucrative opportunities for investors who like precious metals and are looking to diversify. Of the two, I personally prefer silver.  While platinum looks promising this year, it has more work to do to reclaim its throne. Before its price had slipped in 2008, platinum was trading at over twenty-two hundred dollars per ounce.

Silver, on the other hand, has a much broader range of industrial uses than platinum.  It’s used in photography, medicine, batteries, bearings, electronics (including both computers and smart phones!), radiography, solar panels and many other applications.

I like silver coins too because they’re minted in smaller denominations than gold coins.  It’s easier to use them as cash in a monetary emergency to purchase everyday necessities like groceries and gas, while gold secures the bulk of your wealth.

Ideally, it makes sense for you to hold both silver and gold. Both are time-honored tangible assets. Gold is the ultimate protection against failing paper currency.  And, in a gold bull market, silver performs like gold with a bit of a kicker.

Now is the time to place a portion of your retirement money or savings into gold. Gold shines its brightest in times of economic uncertainty and collapse. Click here to download your free Gold IRA information package to learn how you can roll over part of your retirement account to gold and silver.

Gold Investment is the alternative currency that can safeguard you from these types of events. Putting a portion of your savings into this precious metal will help protect you. Download your free self directed IRA rollover gold IRA information kit today.


Sometimes the markets tee up some pretty easy trades. Investing is subject to trends and fashions, just like the clothing industry. The hot sector today will fall out of the headlines tomorrow. That’s why it’s good to keep part of your wealth in cash or liquid assets, so when those opportunities come by you can capitalize. For people who don’t day trade, don’t deal in options or play the market on margin, the market routinely presents very attractive sectors for long term buys. If you wait until the fundamentals get so out of whack that it makes the financial news, the train has already left the station.

The easy play right now is gold. Just wait, in another six weeks financial news channels will be raving about gold like they just discovered fire. This opportunity is easy to spot because the factors influencing the gold prices have nothing to do with the fundamentals of the metal itself. All of the factors pushing gold around today are external.

The Dollar

Of all the things in the world that can influence gold prices, the relative strength of the dollar compared to other world currencies by far has the biggest influence on the price of gold. That is also true for silver and almost every other commodity traded on open markets and sourced from more than one supplier. That’s because commodity trades are denominated in dollars. Consequently, when the dollar gains strength on world markets, commodity prices move lower to compensate. When the dollar goes on a run against other currencies, that means your dollar buys more gold. The relationship between the dollar and gold is not always exact, because the price of gold is influenced by many factors, but it tends to hold true over a long period of time.

The Fed

The dollar’s also being pushed higher by the U.S. Federal Reserve going it alone among world banks in its dogged (though still theoretical) resolve to raise interest rates. That determination to hike rates is creating the opportunity to purchase gold at a discount. Our currency policy is still the same disastrous accommodative, near-zero interest it’s been for the last seven years. In that time, despite all the talk, the Fed has raised interest rates exactly one time, for a measly quarter-point increase. They’re talking about, maybe, raising it another quarter-point in December. Considering the volume of cash that flows through the U.S. banking system, a quarter-point is barely a rounding error. The reason such a small potential increase is having such a large impact on the markets is because the rest of the world is doing all they can to dilute the value of their currencies. We’re not really doing all that great in terms of currency policy, just better than everyone else.

Steady Physical Demand

Sales of gold coins at the U.S. Mint continue to run at near record levels. This is also the time of year when gold sales in India surge due to the festival season. Physical demand for gold remains high in China as both China and India vie to be the top consumers of the precious metal.

Global Unease

There just isn’t anywhere you can look in the global economy and make a case that there’s growth. Continued weakness in the Chinese economy, the seemingly endless conflict in Syria, and the uncertainty generated by the Brexit vote and Deutsche Bank means the global economy is not going to ride to the rescue.  Thus gold will continue to provide a safe hiding place for edgy investors’ cash.

Unique Circumstances

Continued strong demand both domestically and overseas, combined with a sudden, and one could argue undeserved, surge in the dollar, we’re now looking at one of those rare moments when markets offer up buying opportunities. As long as demand remains high, the rate of growth in gold prices should remain steadily upward. Continued weakness in global markets, the demand for physical gold and the overreaction to the Fed hiking interest rates are all positive for gold prices going forward.

You can protect yourself against economic fallout from the situations like the Italian referendum. Now is the time to place a portion of your retirement money or savings into gold. Gold shines its brightest in times of economic uncertainty and collapse. Click here to download your free Gold IRA information package to learn how you can roll over part of your retirement account to gold and silver.

Gold Investment is the alternative currency that can safeguard you from these types of events. Putting a portion of your savings into this precious metal will help protect you. Download your free self directed IRA rollover gold IRA information kit today.


Between credit cards, debit cards, electronic payments, and more, virtual currency is taking over. But even so, good old fashioned cash will always be accepted for anything and everything, right? Well, not always. We may be irrevocably moving towards a cashless society. But what does that means for all of us?

Cash Not Accepted

Sweden’s economy relies almost entirely on credit cards or mobile phone payments. Physical cash makes up a mere 2% of all payments made in the country, and around 20% of transactions in brick and mortar retail establishments. An increasing number of Swedish citizens never carry cash anymore, since it’s simply not needed.

In fact most retail stores don’t even want cash. They’re legally allowed to refuse notes and coins if they want to, and an increasing number do. Most vending machines also only take credit cards, as do a lot of street vendors, and even some churches and banks.

The U.S. isn’t quite at that level yet, but we’re getting there. There are some establishments that won’t take it anymore. Instead, the new trend is towards mobile payment apps. Starbucks has its own mobile wallet, which allows you to pay for your coffee on your phone, and around 20% of Starbucks transactions employ it. Other retail stores are introducing their own apps.  In addition some payment apps, such as PayPal, are good in a variety of different places.

Problems with a Cashless Society

It would seem on the surface that this move towards credit cards and mobile payment apps is merely the latest trend, and not anything to worry about. But there are a number of negative consequences to this decline of physical currency.

First of all, with electronic transactions, there’s no privacy. Everything you buy leaves a paper trail leading directly back to you. Advertisers are more than happy to use the records of your purchases to send you targeted ads. This already happens with the purchases you make online. Mobile payment apps make it possible to spam you in the stores as well.

Additionally, not everyone is equipped for a cashless society. Particularly for lower income families, cash is a staple. Around one in thirteen households in this country have no bank accounts or credit cards at all, and can’t afford to be refused service because all they have is cash.

The biggest problem, though, is that the less tangible currency becomes, the less stable it becomes as well. Instead of paper money and coins, currency is all just a bunch of 1s and 0s. Moreover, as this summer’s bitcoin heist proved, when your currency is entirely virtual, it’s subject to hacking and cyberattack. In a cashless society, your savings and your investments can disappear in the blink of an eye, before you even realize anything’s wrong.

The best way to combat this is to put a healthy portion of your investments into something physical, with intrinsic value: something like gold or silver. As physical assets, gold and silver coins won’t destabilize like virtual currency or even paper money. They’re not vulnerable to hacking, either, and their prices tend to remain stable in times of economic difficulty. If you want to protect yourself and your retirement fund against the dangers of a cashless society, then an investment in physical gold and silver is the best way to do it.

Gold Investment is the alternative currency that can safeguard you from these types of events. Putting a portion of your savings into this precious metal will help protect you. Download your free self directed IRA rollover gold IRA information kit today.


Selecting the right gold IRA company to work with.

You certainly have a myriad of options. A simple Google search and you’ll find dozens, if not hundreds of brokers who are ready to take your cash and give you a stack of gold for it.

But not so fast…

Do you know the details that separate the top self directed IRA companies from the scammy gold brokers that will probably be out of business this time next year?

No? Well, then the next few sentences are going to help you make the best decision for you, your family, and ultimately your retirement account.

Here are a few things to look for in a winning gold IRA company:

1. Track record. How long have they been in business, and what is their reputation? What are customers saying about them? We have over 800 verified client testimonials and they keep growing by the day.

2. A lot of rollover gold IRA companies take their name off of the account once the transaction is complete (sounds crazy, but it happens). Do the gold IRA companies you’re considering continue to work with you even after the transaction is complete? We have never removed ourselves from a clients account once the transaction is complete because we understand that is when the relationship begins.  

3. What about segregated storage? Do other IRA companies you are talking with offer secure, segregated storage, yet at the same time give you the ability to have your gold in just 3-5 days if a financial meltdown occurs? We ship metals out the same day a request is made fully insured and discretely to your front door.

4. Are you charged additional fees when you sell your metals back? Will you be able to sell back your metals when the time comes? In our entire time of business we have never charged a client a fee for liquidating their metals and more importantly have never refused to buy back a clients metals.

5. Are you paying any dues for the first year on your gold IRA? Since we started in the business we have waived all first year dues for the client.

These are just a few of the things you must know before investing in gold and selecting a gold IRA company to work with (there are many, many more).

While gold firms go out of business each and every year in the United States (leaving their customers hanging in the balance), we’ve been here for over a decade, and we’re proud of that.



With the economy in the condition it is in, lots of people are contemplating different investment options in order to secure their future. Precious metals are a possible investment decision, yet often, many people are unsure why they should invest in precious metals. The multiple reasons differ regarding scope and individual preferences, but in the end, most of us should look into precious metal investments due to a few simple reasons.

Security Compared to Paper Currencies

The world is gradually becoming more interconnected, as the economies of several leading nations are all intrinsically interdependent in some form. As it has become clear recently, when one major country’s economic situation suffers, so too does the situation of several other major countries. That can result in a significant global economic decline, which can impact everyone, investors and ordinary people alike.

Whenever those difficult economic troubles occur, one of the widely performed actions by governments around the world is the deliberate printing of more of their federal currency. This often means that while the supply of global money increases, its true value drops, therefore the currency decreases in value. If considerable percentages of your personal assets are tied in cash, then you will realize that your overall net worth can gradually deteriorate in terms of considerable funds. Unlike with paper money, gold offers the opportunity for traders to hedge against inflation, as whenever the worth of paper money declines, gold’s value, conversely, goes up. A decent investment in gold will allow you to counteract any losses that you may generate during an inflation. Numerous industry experts believe that in the worst case scenario, should a worldwide economic crisis happen, the worth of gold would sky rocket, to the point where it would be worth more than most other commodities. While it is a rather extreme scenario to consider, the truth is that investing in gold could well prevent such financial problems from occurring, even on a smaller scale.

Portfolio Expansion

Due to the reason previously mentioned, robust gold investment may help you broaden your portfolio. No matter the amount of experience, many traders are aware of how crucial it is to keep diversified investment portfolio. Even so, a staggering number of traders commonly invest in stocks and shares. When economic declines take place, the value of stocks and shares can be expected to be as adversely impacted as the worth of the dollar itself, which often can further devalue most portfolios. By securing substantial amount of gold in your individual portfolio, you can safeguard it in the event of negative impact on your other investments. When the general value of stocks and shares suffers a downturn, the chances are that gold prices will be steadily increasing. Carefully balancing your portfolio with gold and other precious metals will allow you to foresee just about any economic situation that might arise in the future developments of the market.

Demand and Scarcity

In contrast to paper currency, gold is not something that can just be printed and put into the market. Precious metals must be mined, meaning that there is consistent demand that must be met and which could not be met unless the lengthy and difficult process of mining it is in effect. Historically speaking, there is no indication that the demand for precious metals will ever diminish. Most people value gold, since it projects a strong image in regard to financial wealth and it is an important part of human history. If projections suggest anything, it is that the interest in precious metals will only grow with the passage of time, as more and more developing countries emerge and the worldwide supply of precious metal dwindles. Therefore, with the demand for precious metals on the rise, it makes sense that its worth will rise as well.

Potential Long Term Rewards

People who are considering investing in precious metals must keep the long run in mind, as the price of gold generally fluctuates in the short term. In the long term, however, the overall price is going upwards at a constant pace, despite the periodic downturn. Acquiring precious metals is usually an exceptional financial plan, as long as the investor recognizes that persistence must be taken into consideration when dealing with gold investments. Gold is something which will always possess unique value, and, as such, it must not be taken lightly. Investing in the stock market might be a great way to think about the short term, yet the fact remains that so long as paper money is linked to the worth of the stock, then you will always face the risk of losing your investment in the unfortunate case the business should go bankrupt or suffer another type of economic downturn. On the other hand, should you physically possess gold, in the event of a short-term value dip, you will still be shielded for the future.

Simple and Versatile Trading Alternatives

One of the best advantages of precious metal investment is that traders find it very quick and simple to buy precious metals, especially in recent years. Precious metal investments have become a lot more popular since the invention of the internet, because now there are several ways you can trade precious metals online. Buying gold on the web has become very easy and uncomplicated, as all that you have to do is figure out how much gold you intend to purchase, what form want it to take, and then place your order with the internet gold company. Delivery is often immediate, and in a few days, your precious metals will be delivered straight to your home. Some premiums might need to be considered when purchasing silver, but luckily, one of the best things about investing in precious metals on the internet is that a good number of businesses keep their premiums affordable.

In case you are excited about beginning gold investments, it is a great idea to stop by The many positive experiences dealers have reported with this website have made it the top precious metal company online. Visiting today can help you safeguard your financial future with a simple to use precious metal rollover kit.

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Last week we learned that the government’s total debt has reached an incredible $19.5 trillion. Since they hit $18.5 trillion in November of 2015, this means it only took them 10 months to pour another trillion onto the national debt pile. The government managed to do this without fighting a recession or a major war.

Nearly all of the money they receive in tax receipts goes to mandatory entitlement programs and the mounting interest on all of this debt. The net result you get from this is debt financing for most traditional government programs such as defense spending, the IRS, and airport security. The government has not suffered from a shortage of lenders in the past.

This is all starting to change now. The Treasury Department’s own most current data reveals that two of the largest foreign lenders to America, China and Japan, have already started reducing their over $2.3 trillion worth of American debt instrument holdings.

The Federal Reserve has been a reliable buyers since the financial crisis as well. They have increased their debt holdings from $479 billion immediately before the financial crisis erupted in 2008 to today’s present $2.46 trillion. This is an impressive over 500% increase in less than a decade.

They will not be a reliable buyer in the future though. Thanks to Congress seizing $20 billion from the Fed at the beginning of 2016, they have a miniscule .8% capital ratio now. This makes the Fed nearly insolvent and unable to create trillions more dollars to buy debt without creating economic instability for the United States.

The biggest single holder of U.S. Treasury debt remains the Social Security fund. For decades now, the program has loaned all of its tax take surplus to the federal government. They have provided trillions of dollars to the U.S. government in these years.

The problem with this source is that both Social Security and Medicare are nearing the end of their so-called surpluses. The board of trustees from Social Security has recently explained that the two largest trust funds start delivering critical deficits in 2020. Only 14 years later they will be depleted.

This gives them only four more years to loan money to the federal government. You can see that the government is going to have to find someone else to loan it money when its largest lender disappears. Otherwise they are forced to resort to capital controls.

This is already happening in Europe. The European Union’s new banking bail in rules mean that they seize account holders’ money over certain minimums whenever an institution is in trouble. Cyprus already did this a few years ago on all accounts over 100,000 Euros.

In European and other countries where negative interest rates are the order of the day, the banks have begun passing through to customers the negative rates. Sometimes these are explained in the forms of new fees to keep cash in current accounts when they do not want to say you have to pay for the privilege of keeping money in the bank.

There is even a move gaining traction in Europe (and the U.S. is studying it) to outlaw holding physical money. This would trap money in negative interest rate banks accounts.

The writing is on the wall. The U.S. government’s debt financing situation is unsustainable. They will be looking for additional dollars to appropriate within only a few short years.

Gold Investment is the alternative currency that can safeguard you from these types of events. Putting a portion of your savings into this precious metal will help protect you. Download your free self directed IRA rollover gold IRA information kit today.


There is one rule about financial institutions that you can take to the bank (pun intended): “Banks that have an insufficient amount of capital will ultimately fail.”

Thomas Hoenig just wrote an article on August 11th about this subject in the Wall Street Journal. Hoenig is the Vice Chairman of the FDIC and also the Kansas City Federal Reserve Bank former president.

He is an expert on the inner workings of the banks. What he has to say about the major banks in the United States should concern you.

Hoenig stated that “while the largest U.S. banks have increased capital since the [2008] crisis, their capital is still lower than the industry average and inadequate for bank resiliency.”

He is revealing a trouble fact. Many of the biggest American banks have inadequate levels of capital. This matters because the capital of the bank is its reserve fund for rainy days.

Asset prices tank when problems in the financial system appear. This is what happened in 2008.

Banks with sufficient capital are able to survive these difficulties. The ones that do not have enough to go on their hands and knees to the government and hope and pray for a bailout.

Hoenig did not stop with these serious charges. He continued by ridiculing the crazy methods of accounting banks employ as they announce their financial results and health. He said that this permits them to hide their risk with far too much ease.

The FDIC Vice Chairman is warning you that the major banks do not have enough capital to survive problems and are able to conceal their risks. They can do this because of the strange rules that allow them to hold all of their assets without any risk.

As an example, before the financial crisis erupted, banks could hold their subprime mortgages at 100% of their face value. It was like they had cash on hand. When it turned out these assets were worthless, this had devastating effects on their balance sheets.

Even though legislation was passed to prevent this from happening again, the banks have managed to keep many of the troubled assets on their balance sheets by asking for eight years of extensions to the rules that say they have to sell them (the Volcker Rule).

As if this is not bad enough, banks are able to do it still with subprime government bonds. They have taken your money and loaned it out to the tune of trillions of dollars to governments which are basically bankrupt.

Many of these bonds pay negative interest which means the bank will likely lose money on the deal. Yet they are still allowed to call this a risk-free asset. Since it is supposedly without risk, the banks do not have to hold extra capital reserves in case any of them default.

It is a step in the right direction that the Vice Chairman of the FDIC is calling it financial trickery. Yet you should not wait for the government to force the banks to be responsible with your money.

You can insure yourself against big bank failures that affect the stock markets and your retirement accounts. Start simply by putting a portion of your cash or assets into gold. You might even use some of that money sitting in your big bank that is not paying you any interest in any case.

Is your portfolio ready for the next crisis?

Most people wait till a crisis happens in order to start diversifying their assets. Don’t make that costly mistake. Click here to request Regal Assets’ free gold kit and learn how a portion of your savings in gold can help balance and protect your portfolio against economic uncertainty.


Monte Paschi, the largest troubled major bank in Italy has been restructured already once this year. As a result, 75% of the market value of the bank disappeared in 2016. This has caused other Italian bank share prices to reach record lows. The Italian banking stocks are down collectively an average of 45% so far for the year.

Despite this, you have not heard the end of the troubled Monte Paschi bank problems. The world’s oldest lender came up on the agenda this past weekend at the Italian finance conference the Ambrosetti Forum held at Lake Como.

Even though the bank’s troubles were not on the official agenda, Prime Minister Matteo Renzi, his finance minister Pier Padoan, and the other financiers present could talk about little else.

The 15th century Sienna lending institution has already undergone two bailouts since 2009. Subsequently over the last two years investors poured in nearly 8 billion euros (nearly $9 billion) of additional capital. Despite this, the bank came out as the lender most vulnerable to a severe economic shock in EU banking stress tests released July 29th.

Italy is working on new plans to try to restore profitability with the bank selling another 5 billion euros of stock after they sell off 28 billion euros of bad loans weighing down the bank’s books. At stake is the credibility of the entire Italian banking system.

The country’s former economic development minister Corrado Passera put it this way in a Saturday interview, “Monte Paschi represents the weakness of Italy’s banking system. If the restructuring plan doesn’t work, it risks a domino effect on the country’s banking system as a whole.”

You see the Italian banking system is struggling under 360 billion euros in loans gone bad. Plan B for Monte Paschi means turning to the European Stability Mechanism to stabilize this G7 nation’s banking system, per Italian daily newspaper La Stampa’s Monday report. The newspaper claimed that Prime Minister Renzi and German Chancellor Angela Merkel discussed this at the recent bilateral meetings.

Under the Bank Resolution and Recovery Directive that came into effect on January 1 in the EU, this involves bail-ins. It means that if you were one of the retail investors that purchased bonds in the bank, they simply appropriate them. If you don’t believe this could happen, look at Portugal.

In 2015, the country divided the long-time largest bank of Portugal Banco Espirito Santo into good and bad banks. Investors bought bonds in the good bank Novo Banco. At the beginning of this year, Portugal simply transferred 1.95 billion euros worth of the senior bonds from the good bank to the bad bank BES. This bail-in filled the holes in the good bank balance sheet at the same time as it wiped out the investors.

Consider that Portugal and Italy are not the only European countries reworking their banks either. Germany’s saving banks are going to need to increase their capital under these new EU rules. More bail-ins could be part of the mix for the largest economy in Europe.

In 2013, Cyprus went a step further than seizing bond holders’ assets. It took the uninsured depositor’s money in accounts that had more than 100,000 euros at either of the two largest Cypriot banks.

One of the biggest mistakes you can make is to assume that bank bail-ins happening in Europe could never occur in the U.S. Thanks to Title II of the Dodd Frank Act, the U.S. now has an Orderly Liquidation Authority. This means the FDIC has the authority it requires to engage in European style bail-ins.

Failed banks in the future can be resolved in the U.S. by seizing bond holders’ assets, or by taking uninsured depositors’ money beyond the FDIC protected amounts. A good way to protect yourself from these harsh new financial realities is by holding a portion of your assets in gold. You can count on the ultimate safe haven regardless of what bail-ins take place in the U.S. or abroad.

Click here to request your free gold IRA investment kit from Regal Assets today to learn how you can diversify and protect your retirement savings.