Should I Transfer or Rollover my Retirement Plan?

Your first alternative is a “transfer.” This is something you can do at any time with your existing IRA, as long as the assets go from custodian to custodian. In a direct transfer, the money flows directly from one IRA custodian to another. This means the distribution check from the old IRA custodian must be made out in the name of the trustee or custodian of the new IRA account that receives the funds. Transfers may be made as often as you want. You can be assured that Regal Assets has organized thousands of these types of transfers for our customers.

The second alternative is a “rollover.” A rollover occurs when “you” receive the distribution from your existing retirement account and then turn around and deposit it in another retirement plan custodial account. In this case you would need to re-deposit the funds into the new retirement plan account within 60 days. If the 60 day time period is exceeded, you would be liable for taxes and penalties on the money withdrawn. You may roll over the same money only once every 12 months to preserve the tax-deferred status of your retirement savings.

* Setup a Gold IRA today, simply follow the instructions on this link IRA Account Setup


It is easy as 1, 2, 3 just follow these simple steps:

1. Visit the link
2. Fill out as much of the form as you can
3. When you are done filling out the form the Regal Assets retirement account team will start going to work for you

Once we receive your submission someone from our retirement account team will immediately put together all of the appropriate paperwork for you and will begin working with your existing custodian. Upon receiving your signed paperwork we will have a new IRA account setup for you within 24 business hours. Our team of retirement account specialists will keep you in the loop every step of the way so you know exactly where we are in the process.

* Setup a Gold IRA today, simply follow the instructions on this link IRA Account Setup

Gold is becoming increasingly popular with investors here are the TOP 3 reasons why: 

1. Paper Currencies Fail

2. Central Banks Are Buying Gold

3. Billionaires Are Buying Gold

1. Every developed nation in the world is on a PAPER CURRENCY backed by absolutley nothing this type of system has NEVER WORKED.

Currencies Fail.

The History of Hyperinflation

Paper Money Not Backed by Gold is Unconstitutional.

There is a reason that the founding fathers of America specifically mentioned gold and silver in the Constitution.

A major factor that resulted in the American Revolution, and the subsequent independence from England, was that the American Colonists did not want any part of England’s central banking system.

Central Banking Does Not Work.

A central bank is an institution that usually issues the currency, regulates the money supply, and controls the interest rates in a country. In contrast to a commercial bank, a central bank possesses a monopoly on printing the national currency.

Central banking has never worked because when you give a private bank, with private owners, free reign to control a country’s currency, unfortunately there are no checks and balances to stop those individuals from printing money irresponsibly, or to advance their own interests.

Quote from Thomas Jefferson

It’s important to note, England’s requirement that Americans accept the Central Bank of England, was one of the very reasons that Americans fought for independence in the 1770′s.

And from that point until 1913, a few central banking systems came and went, depending on who was in office. President Andrew Jackson was very outspoken against central banking, and in 1835 he helped the U.S. not only become debt free, but there was actually a $440,000 surplus.

So what happened in the early 1900′s when Congress tried to introduce the idea of central banking yet again?

The public didn’t want any part of it.

So it was simply called a different name, “the Federal Reserve”, and the most powerful bankers in the world (JP Morgan and others) also guaranteed its approval by using their influence to create mass hysteria. They (falsely) announced that many major banks would soon be bankrupt, and encouraged Americans to withdraw their money.

This “bank run” became a self-fulfilling prophecy, and the mass withdrawals DID in fact wipe out a lot of smaller banks.

After the big bankers had proven their point, even through manipulation, Congress had no trouble getting approval for the Federal Reserve – which they said would prevent any future hysteria or bank runs.

The federal reserve is a privately owned bank, outside U.S. jurisdiction, that can do whatever it wants. It prints money, and loans it to the U.S. government, with interest.

Quote from President James Garfield, 1882

Then in 1971, the U.S. government decided to give the federal reserve the ability to print money without needing to have an equal amount of gold in the vaults to back it up. Up until that point, all U.S. dollars printed were required to be backed by an equal amount of gold.

So, every dollar printed since 1971 has been backed by thin air. And the national debt began its 3,381% rise to $14 trillion dollars.

Quote from Andrew Jackson, 1832

2. For the first time in OVER 30 YEARS countries and central banks are BUYING GOLD and the demand only continues to rise.

Countries & Governments are Buying Gold.

China and India are buying gold like crazy. They consumed 52% of the world’s gold in 2010. And in 2011, increases in demand from China and India have driven a 7.5 percent increase in demand for gold jewelry during the first half of the year, despite a 25 percent increase in the price.

China and India are buying gold like crazy.

Additionally, a recent cable was leaked by the infamous WikiLeaks website, which revealed the REAL reason behind China’s increasing demand… it showed that China’s intent is to make major gold purchases for the sole purpose of weakening the U.S. dollar.

Quote from Leaked WikiLeaks Cable

You can rely on gold

You CAN rely on Gold.

Gold prices rising

Protection and Security

Merchant Package $5,000
This package is for an individual looking for peace of mind and the immediate security of precious metals. This nominal $5,000 reserve of gold and silver can be easily liquidated in the event of an emergency where you need some immediate access to capital.

Knighthood Package $10,000
This package is for an individual who is looking to protect their family in an emergency. This protective reserve will have the same allotment of gold and silver but at a value of $10,000. This reserve will protect the average family of four for up to 3 months.


Investment and Retirement

Legacy Portfolio $25,000
This portfolio is designed with precious metals that have an opportunity for immediate profit potential. This portfolio is also the beginning of your journey into the world of precious metals. A varied collection of all types of precious metals will insure your portfolio is primed for a robust return. Regal Asset’s specialists will discuss with you the exact make up of this portfolio.

Kingship Portfolio $50,000
This portfolio is designed to diversify a percentage of your portfolio holdings into precious metals. Our specialists will custom design a package that will protect you from inflation. Adding this asset class to your portfolio will also offer stability and growth where your other investments currently do not.

Dynasty Portfolio $100,000
This portfolio is designed to support an individual’s retirement plan. This package custom designed by our specialists will offer the best return, stability against inflation, and protection against economic uncertainty. This package will also be diversified into precious metals with minimal risk and on the desired timeline to access your funds.

Coronation Portfolio $250,000 +
This portfolio is designed for institutional investors or high net worth individuals looking to take advanced positions with precious metals and guarantee long term wealth building. This package will be specifically tailored to meet the financial needs of each investor to help you achieve your precious metal financial goals.


Regal Assets offers the two most trusted and historically proven ways to invest in gold:

1. Physical Gold Delivered to Your Front Door

2. Physical Gold in Your Retirement Account


1. The most popular way to invest in gold is to purchase and take Physical Delivery.

Gold Bullion such as the Krugerrand, Canadian Maple Leaf and gold bars are minted specifically for it’s gold content and is guaranteed by the producing mint or government for purity and weight. Gold bullion trades closest to the spot price of gold and is easy to monitor and trade by checking the current spot price. Since 1900 gold bullion has grown 4500% in value.

Rare Gold is gold that is no longer being minted or gold coins that are minted in very limited supply. Popular or sought after rare gold include the Liberty Head minted from 1949-1907, St Gaudens minted from 1907-1933, European gold including Swiss 20 Franc  and French 20 Franc. Rare gold has a two prong value based on both the value of their gold content and their collectible value. Rare gold has grown an average of 7500% since early 1900.

Gold Krugerrand Bullion
Buy Gold Bullion
Swiss Gold Coins
Buy Rare Gold

2. Perhaps the most overlooked way to invest in gold is the Gold IRA which has out preformed almost all other paper investments such as real estate and the stock market.

A Gold IRA can reduce the volatility of your retirement portfolio. Historically, gold has moved counter to the direction of stocks, bonds and mutual funds. Below is an example of the performance from 2004 of a Gold IRA:

Gold IRA Example

Regardless of your traditional investment preferences, tangible assets like gold and silver can help make the profitability and safety of your retirement portfolio far more attainable. To setup a Gold IRA today, simply follow the instructions on this link IRA Account Setup


Investors nationwide are losing thousands of dollars by falling for
these 5 sneaky gold scams!

Gold scams have existed for thousands of years, but they are not as easy to spot today as they were back then. Technology, complex paperwork and various IRS loopholes have helped scammers “raise their game” and lure hardworking investors into thinking that the scammer’s offer is safe and legit…

Here at Regal Assets, we get calls every week from investors that have fallen for one of these sneaky gold scams in the past, so we decided to create this free PDF report to warn potential gold investors and help them make a secure, legit and favorable investment.

Inside this special report you’ll discover:

Request FREE Gold Scam Report
1.  5 Most Popular Gold Scams in 2016
2.  Physical vs “Paper Gold”
3.  How to find a trustworthy gold dealer
4.  The best and safest storage location for your gold
5.  Important notes on “home storage” Gold IRA’s

What Precious Metals Can Be Held in a Retirement Plan?

The United States government currently allows certain precious metals to be held in a retirement account. Here is the current list of acceptable precious metals for retirement accounts:


American Eagle coins (1)
• Austrailian Kangaroo/Nugget coins
Austrian Philharmonic
Canadian Maple Leaf coins
Credit Suisse goldPAMP Suisse gold Bars .999
• U.S. Buffalo Gold Uncirculated coins (No Proofs)
• Bars and rounds as referenced below (2)


• American Eagle coins (1)
• Australian Kookaburra coins
• Austrian Philharmonic coins
• Canadian Maple Leaf coins
• Mexican Libertad coins
• Bars and rounds as referenced below (2)


• American Eagle coins (1)
• Australian Koala coins
• Canadian Maple Leaf coins
• Isle of Man Noble coins
• Bars and rounds as referenced below (2)


• Bars and rounds as referenced below (2)

*(1) Coins, including the American Eagle, that have undergone “certification” (also known as “slabbed” coins) are not acceptable in retirement plans at this time

*(2) Bars and rounds produced by manufacturers accredited by Nymex/Comex, LME, LBMA, NYSE/Liffe/CBOT, and ISE-9000 or a national mint. The minimum finenesses for bars are:

Gold .995+
Silver. 999+
Platinum .9995+
Palladium .9995+

Proof coins undergo a specialized minting process that uses select dies. Lustrous coin blanks are fed manually into the presses where they are struck multiple times to ensure softly frosted, detailed coin images raised above a mirror-like background. Mint inspectors review each coin before deeming it a proof and place it in a protective plastic case. Proof American Eagles come in satin-lined velvet presentation cases with official U.S. Mint Certificates of Authenticity.

Proof coins typically have a limited mintage and their prices are determined by multiple factors including: mintage, rarity, condition, age, the price of the particular metal, and demand. The United States government issues a limited number of proof coins each year and certain years have been known to sell out quickly. Due to their numismatic significance, proof coins typically carry a premium over their metal content, or bullion value. Their values, which do move up and down in markets, may not be as volatile as their bullion counterparts.

Bullion coins and bars can be thought of as common coins and bars. Their values are dependent upon and tied closely to the spot price of precious metals.

A Gold IRA as Your Retirement Plan?

A Gold IRA can reduce the volatility of your retirement portfolio. Historically, gold has moved counter to the direction of stocks, bonds and mutual funds.

Gold IRA Growth Since 2001 (example):

Gold IRA Example

Regardless of your traditional investment preferences, a tangible asset like gold can help make the profitability and safety of your retirement portfolio far more attainable.

Including gold within an existing retirement account could improve investment performance by either increasing returns without increasing risk, or by reducing risk without adversely affecting returns.

The performance data above represents the growth investors have seen by placing physical gold in a precious metal backed retirement account (a Gold IRA) since 2001.

If you had purchased $33,000 of gold in 2001, you could sell that gold today for around $129,551.12 Thats over 300% return on investment! Has your current retirement account performed as well as a Gold IRA would have?

If you had purchased $33,000 of gold in 1971 when the United States abandon the Bretton Woods Exchange under president Richard Nixon and held on to it during the last recent economic crisis you could sell that gold today for $1,155,000.00!!!.

From the traders of antiquity to today’s most savvy investors, accumulating gold stands the test of time. Gold is accumulated for a myriad of reasons, including to hedge volatile stock markets, to offset fluctuating commodities prices, and as a safe haven against falling home prices. To capitalize on consistent growth in value, gold has always proven the safest investment.

How much are you putting away for your retirement? Will it be enough to support you through your golden years? You may have a specific monetary goal in mind for your IRA or 401(k) to reach, but whatever the number is, it’s likely a lot lower than it should be. Why? There are several reasons, but the biggest is that most people fail to take into consideration just how much of a bite inflation takes out of their nest egg.

How Inflation Affects Your IRA or 401(k)

For years, you’ve faithfully put aside a little money from each paycheck to go into your retirement fund. Say your investments do very well, and you’re able to accrue enough to subsist on $50,000 a year for the remainder of your life. It sounds like it will be plenty. However, think about how long it needs to last.

Maybe you assume you’ll live another twenty years or so after you retire. Now, consider how much $50,000 could buy twenty years ago, versus how much it can buy today. Over time, your income will remain fixed, but the buying power of that money will continue to decrease. $50,000 in the year 2036, or even 2020, just four short years from now, won’t get you nearly as far as it does in 2016.

The prices of basic necessities, such as food, clothing, fuel and more will continue to rise over time. As you get older, you’ll likely also need to rely on more medications, doctors’ visits, etc., all of which will continue to rise in price as well. Insurance may cover some of it, but you’ll still have to deal with the premiums. Medical costs are currently going up much faster than the rate of inflation, which will serve to deplete your savings that much more quickly.

How far off the mark your target amount is from what you’ll actually need to live comfortably depends on how close you are to retirement age. Once you get there, you may quickly find that the amount you’ve saved won’t sustain you at all. You’ll be forced to return to work in some capacity in order to make ends meet.

Guarding Your Nest Egg Against Inflation

What can you do to keep your own IRA/401(k) from being depleted too early? Well, there’s the obvious: starting saving more. Take a hard look at your expenditures and ask yourself, “Is this more important than building my security for when I’m older?”  As tempting as that big flat screen TV may be, you’re going to live longer than it will.

Also, be sure you’re rebalancing your portfolio at least once a year, adjusting the riskiness of your investments downward as you get closer to exiting the workforce.

Another positive step you can take is to put a percentage of your funds in safe haven assets. These are investments that hold, or even increase their value in times of market downturn.

Real estate used to be reliable as a safe haven, as property is a physical asset that appreciates in value over time. However, after the housing bubble burst in 2008, it became far less of a safe place for your nest egg.

There are a few good options remaining, however. Gold and silver are among the best. Like real estate, gold is a physical asset that maintains its buying power over time. It’s more stable than real estate, though, and not volatile like stocks and bonds. It’s also easier to liquidate than a house.

But perhaps the best thing about gold is that, unlike the dollars in your savings account, it resists inflation. That’s why it’s the go-to asset for those looking to preserve the buying power of their wealth.  Whenever you’re ready, it will be there waiting for you, as strong as when you bought it.

Gold Investment is the alternative currency that can safeguard you from these types of events. Putting a portion of your savings into this precious metal will help protect you. Download your free self directed IRA rollover gold IRA information kit today.


The euro is a disaster.

At least that’s the story according to Joseph Stiglitz, the Nobel prize-winning economist.

Looking at Europe, it’s not difficult to see what he means. Greece is drowning in one of the biggest debt crises in history. Italian banks are verging on collapse. And Germany is struggling under the pressure of vicious negative interest rates.

If even one of these dominos fall, Europe could go up in flames.

There’s a good reason why Britain voted to distance itself from the fragile continent. But even the Brexit vote threw fuel on the fire, casting its own banks into uncertainty.

Over here in the US, it’s like watching a car crash in slow motion. But we are not immune from the troubles in Europe. Our economies and our banks are intimately linked.

If the European banks crumble, you’d better believe it will create a financial tsunami. And that tidal wave is heading straight across the Atlantic.

Perhaps it’s time to prepare for the worst.

Panic in Italy

The crisis in Italy looks terrifying similar to the one in the US just before the 2008 financial crisis.

The country’s banks are sitting on €360 billion worth of bad loans. That’s a fifth of Italy’s GDP. The banks claim the bad loans are worth 45%–50% of their original value. But in reality, it’s closer to 20% according to Steve Eisman, the man who predicted the US banking collapse.

Sound familiar? That’s because US banks did the same thing. They wrapped up junk loans and sold them as AAA bonds, vastly overselling their true worth. And we all know how that turned out.

If the Italian banks acknowledge the real value of these loans, they could go broke overnight.

Italy’s worst performing bank, Banca Monte dei Paschi di Siena, is most vulnerable. It has already been bailed out by taxpayers (to the tune of €4 billion) and raised a further €8 billion from investors. But it needs more.

The Italian government is ready to provide a handout but hasn’t yet ironed out the details. The bank’s only other option would be to close a €5 billion deal with private investors by mid-January.

If that fails, the bank may be forced to consider a bail-in, requiring shareholders or even depositors to foot the bill.

There’s another problem too. Italy just threw itself into a political whirlwind. In a referendum earlier this month, Italians voted to reject constitutional changes proposed by Prime Minister Matteo Renzi. Renzi promptly resigned, leaving a political void and economic uncertainty.

In the short term, it may scare off private investors who are so desperately needed by Monte dei Paschi. But there’s a bigger long-term threat. The referendum rejection was driven by the populist party, Five Star. The organization is hellbent on yanking Italy out of the eurozone. There’s a chance they’ll gain power next year, and that could spell the end of the euro.

Of course there are more than a few steps before we reach that fate. But after the populist uprising in Britain and America this year, it’s not unimaginable.

Unfortunately, the trouble doesn’t end with Italy.

Deutsche Bank Is the Biggest Risk

Germany is Europe’s largest economy, and Deutsche Bank (DB) is its largest bank. According to the IMF, DB “appears to be the most important net contributor to systemic risks.” Whatever happens there may have a global ripple effect.

The bank is already unstable, with negative interest rates eating away its revenue. The biggest challenge, however, is a possible US$14 billion fine being imposed by the US Department of Justice.

The fine threatens to cripple the bank, but Angela Merkel said “nein” to any hint of a bailout. That leaves Deutsche Bank in a tough spot. Either raise enough capital to pay the fine, go bust, or instigate a bail-in. In other words, force the bank’s depositors to pay the price.


To round off the deadly cocktail, Brexit has thrown the UK’s banks into years of uncertainty. Just last month, the Royal Bank of Scotland failed a stress test. In part, due to the instability created by the referendum.

The Brexit effect is already being felt by US banks. JPMorgan Chase, Goldman Sachs, Bank of America, Citigroup, and Morgan Stanley are now moving operations out of Britain. They need a new legal home in the EU.

But that won’t come cheap. The cost and logistics of moving will be significant. Worse, the EU announced last month that foreign banks must increase their liquidity and capital to operate on the continent. Bottom line: Banking in the EU is about to get more expensive for US institutions.

The Domino Effect

Institutions like Deutsche Bank are intimately woven into the US economy. Just take a look at this IMF-produced diagram that shows how deeply connected Deutsche Bank is to US banks.

If there is a collapse, it will have an immediate effect on US institutions.

The threat of slow growth and sliding GDP is also weighing heavily on the US. As a result of the Brexit vote alone, economists revised the US GDP growth down.

Make no mistake; economic problems in Europe are contagious. Investor appetite will begin to weaken. Mergers and acquisitions will slow down. It will squeeze bank profits on both sides of the Atlantic.

Economic uncertainty will also keep US interest rates low, strangling growth at home. The Fed has already delayed planned rate hikes this year due to global instability.

If the US is doomed to wallow in low interest rates for longer, banks will have to settle for lower returns. Or worse, they’ll take bigger risks with your money to draw profit.

Time for an Escape Plan?

Gold Investment is the alternative currency that can safeguard you from these types of events. Putting a portion of your savings into this precious metal will help protect you. Download your free self directed IRA rollover gold IRA information kit today.