Protection and Security

Merchant Package $5,000
This package is for an individual looking for peace of mind and the immediate security of precious metals. This nominal $5,000 reserve of gold and silver can be easily liquidated in the event of an emergency where you need some immediate access to capital.

Knighthood Package $10,000
This package is for an individual who is looking to protect their family in an emergency. This protective reserve will have the same allotment of gold and silver but at a value of $10,000. This reserve will protect the average family of four for up to 3 months.


Investment and Retirement

Legacy Portfolio $25,000
This portfolio is designed with precious metals that have an opportunity for immediate profit potential. This portfolio is also the beginning of your journey into the world of precious metals. A varied collection of all types of precious metals will insure your portfolio is primed for a robust return. Regal Asset’s specialists will discuss with you the exact make up of this portfolio.

Kingship Portfolio $50,000
This portfolio is designed to diversify a percentage of your portfolio holdings into precious metals. Our specialists will custom design a package that will protect you from inflation. Adding this asset class to your portfolio will also offer stability and growth where your other investments currently do not.

Dynasty Portfolio $100,000
This portfolio is designed to support an individual’s retirement plan. This package custom designed by our specialists will offer the best return, stability against inflation, and protection against economic uncertainty. This package will also be diversified into precious metals with minimal risk and on the desired timeline to access your funds.

Coronation Portfolio $250,000 +
This portfolio is designed for institutional investors or high net worth individuals looking to take advanced positions with precious metals and guarantee long term wealth building. This package will be specifically tailored to meet the financial needs of each investor to help you achieve your precious metal financial goals.


A Gold IRA as Your Retirement Plan?

A Gold IRA can reduce the volatility of your retirement portfolio. Historically, gold has moved counter to the direction of stocks, bonds and mutual funds.

Gold IRA Growth Since 2001 (example):

Gold IRA Example

Regardless of your traditional investment preferences, a tangible asset like gold can help make the profitability and safety of your retirement portfolio far more attainable.

Including gold within an existing retirement account could improve investment performance by either increasing returns without increasing risk, or by reducing risk without adversely affecting returns.

The performance data above represents the growth investors have seen by placing physical gold in a precious metal backed retirement account (a Gold IRA) since 2001.

If you had purchased $33,000 of gold in 2001, you could sell that gold today for around $129,551.12 Thats over 300% return on investment! Has your current retirement account performed as well as a Gold IRA would have?

If you had purchased $33,000 of gold in 1971 when the United States abandon the Bretton Woods Exchange under president Richard Nixon and held on to it during the last recent economic crisis you could sell that gold today for $1,155,000.00!!!.

From the traders of antiquity to today’s most savvy investors, accumulating gold stands the test of time. Gold is accumulated for a myriad of reasons, including to hedge volatile stock markets, to offset fluctuating commodities prices, and as a safe haven against falling home prices. To capitalize on consistent growth in value, gold has always proven the safest investment.

The stock market is always fluctuating. Even when it’s on the way down, it’s a safe bet it will come back up before too long. But sometimes a real economic crisis comes along, like the one in 2008. The market crashes, and investors lose almost everything.

Fortunately, if you look carefully at the signs, it’s possible to see a financial cataclysm like this coming ahead of time, and take steps to protect your own assets. And it looks like there’s another one right on the horizon. Here are seven reasons why the stock market is headed for a crash within the next year.

  1. The Bull Market Is Drawing to a Close

It’s difficult to grasp the possibility that disaster is looming when the markets are in the midst of an upswing. It’s human nature; when things are going well buying is encouraged. The problem is, this bullish outlook has been going on for the last seven years. It can’t last forever, and once it’s over, things will quickly go the other direction.

  1. Oil Prices Keep Declining

To the average person putting gas in their car, this seems like a good thing. But for investors it poses a serious problem. Oil prices tend to correlate with the stock market. When one falls, the other isn’t far behind. And as the industry continues suffering the effects of the oil debt bomb, a market correction seems imminent.

  1. Interest Rates Have to Increase

For seven years, interest rates were near zero. Then in December of 2015, it finally went up, very slightly – and pressure is mounting on the Federal Reserve to keep moving on this. Even though the changes are likely to be incremental, it’s a precursor to a number of economic jolts. It will become more expensive to borrow money, which means mortgages and credit card payments increase.

Because of this, the average person has less disposable income. Businesses suffer as a result. Prices go up, and stocks go down. Since the Fed intends several future rate hikes, interest could go up even further in the coming months, sending stocks into a downward spiral.

  1. The Housing Market Is Failing

Real estate prices are currently very high. The problem is that the average income is still fairly low. That, combined with the raised interest rate on mortgages, means that houses are too expensive for most people to buy. Fewer homes are going on the market, and the ones that are tend to stay there much longer than they should, rather than getting sold. This is making it virtually impossible for property investors to get a good return.

  1. Bond Yields Are Declining

The return on junk bonds often serves as a harbinger for the stock market and other economic factors. Before the dot-com bubble burst, bonds were plummeting. They then went up again, but came down right before the crash of 2008. Now, for the last 18 months, bond yields have been declining once again.

  1. Brexit

By now you’re likely very familiar with Britain’s decision to leave the European Union, and the effect it’s had on the world economy. Not only did the value of both the pound and the euro go down, the stock market declined sharply as well, losing a total of $2.1 trillion in June. Keep in mind that was just the announcement of the decision. When the actual exit takes place, there’s sure to create even more economic turmoil, not just for Europe and the UK, but for companies that do business with them all around the world—particularly in the U.S.

  1. China’s Economic Slowdown

For decades, China has been one of the countries to help drive the world economy. As they expanded, so did Wall Street, which grew by 10% over the last three years due to China’s help. But in 2016, things have been different. China is currently going through an economic slowdown. In January, their stock market was shut down several times in the space of one week, and it’s declined 18% in the aftermath. Given the effect that their prosperity had on the stock exchange in the U.S., their hardship will likely have just as big an impact to the downside.

Any one of these factors, along with a myriad of others, could easily send the stock market into a decline. But all of them combined portend a very fraught new year. The writing is on the wall. But with this advance warning, you have a chance to prepare yourself. Secure your investments, including retirement accounts you’re going to need, so that you can make it through this next economic crisis without losing everything.


Gold Investment is the alternative currency that can safeguard you from these types of events. Putting a portion of your savings into this precious metal will help protect you. Download your free self directed IRA rollover gold IRA information kit today.


Economists and financial experts agree: another recession is on the horizon. The markets are unstable, housing and real estate are experiencing problems, and the oil industry is still suffering the effects of the debt bomb from a few years ago.

Much like in 2008, the elements are once again coming together to create a perfect storm of economic chaos. Raoul Pal, founder of Global Macro Investor, believes a recession will occur within the next twelve months. Fortunately, he also sees a solution: Investing in gold can help you protect yourself against the crisis to come. Due to a variety of factors, right now may be the perfect moment to get in on this safe haven.

The Evidence for a Recession

Raoul Pal’s prediction of a recession is based on more than just the current economic climate. It comes from his observation of a precedent going back over 100 years. Since 1910, every President who has served a second term has seen it followed by a period of recession within a year of their leaving office.

The prosperous Reagan years were followed by economic hardship under the first President Bush. The economy began to revive under Bill Clinton, but quickly fell again once he finished his second term. Then at the end of George W. Bush’s eight years, we were plunged into the worst financial crisis since the Great Depression. For the moment things are finally starting to turn around. But what will happen when President Obama leaves office? The writing is already on the wall: we’re headed for another downturn.

The Mispricing of Gold

How does buying gold help guard against this impending crisis? At first glance, it would seem to be a rather risky choice at the moment. The price has been on its way down in recent months. How does that make it a good investment?

The important thing to remember is that gold is an asset for the long term. It may be down 6% in the last few months, but it’s up 18% for the year overall. What’s more, experts agree that the price of the metal is currently much lower than it should be.

Given our current economic state, and based on past trends it should be trading at a considerably higher price. What’s more, when the recession hits, this disparity is expected to reverse itself, and gold will go up again. Essentially, we’re in a very narrow window wherein gold can be purchased more cheaply than normal, right before its demand, and then price, skyrockets.

Gold in a Recession

As a nation enters into recession, central banks try to slow the economic downturn through quantitative easing—essentially artificially injecting money into the financial system. It sounds like a good thing, until you realize it’s effectively devalued the dollars you were already holding, and the dollars in which most of your investments are denominated.

As paper- and market-based investments destabilize, more people turn to precious metals, due to their generally stable pricing and ability to preserve wealth. In addition, as investors rush to gold, logically enough, its price goes up. Pal believes once the recession hits the price of gold could double.

Another factor in play is the decline of other world currencies, including the pound and the euro, in comparison to the dollar.  Pal believes this will continue over the next year or so. Additionally, the negative interest rates that have plagued Europe and other parts of the globe could serve to boost the value of both gold and the U.S. dollar.

Many experts, however, warn that the dollar’s increase in value is merely a bubble, which will burst before long and send it plummeting. So that leaves gold as the smartest and safest investment to guard against the coming recession.

With its price still artificially low at the moment, now is the optimum time to stock up on gold in preparation for what’s on the horizon. When its price goes up as everything else begins coming down, you’ll have a safe haven to keep you from losing your savings, your IRA, 401(k) and more. You can even set up your own gold IRA.  But if you wait too long to make the investment, you might see that “sale” price on gold evaporate in the rush.

Gold Investment is the alternative currency that can safeguard you from these types of events. Putting a portion of your savings into this precious metal will help protect you. Download your free self directed IRA rollover gold IRA information kit today.


The verdict is out from yesterday’s crucial Italian referendum. Prime Minister Matteo Renzi and his much-lauded political and constitutional reforms were officially repulsed. Now Italian President Sergio Mattarella must decide if he will call for new elections well ahead of the planned 2018 polls. If he does, the latest anti-establishment populist candidate Beppe Grillo and his 5 Star Movement will win the election and begin another more potentially damaging referendum on Euro membership that could have far reaching consequences for your investments.

Five Star Movement is the establishment’s worst nightmare. It is a dangerous marriage between EU-skeptic ideas and progressive pro-nationalist slogans like “bring back our Italian Lira.” They have already upended Italian local politics by winning the Mayor office in Turin and Rome in June. Their aim is to hold a second referendum on Italy remaining in the Eurozone if they win the election. Polls have them beating Prime Minister Renzi’s center-right Democratic Party if elections were held today, 53% to 47%.

The repercussions of the tsunami this referendum has unleashed are just building. The euro initially plunged to its lowest level against the U.S. dollar once Renzi announced he would make good on his threat to resign. Italy’s sovereign bonds have also slipped on the fears that the nationalist movements will gain momentum from the referendum. The yields on Italy’s important ten year notes have risen to over 2 percent following the outcome.

Italy’s top eight largest banks are already in deep trouble, even before the political uncertainty erupted with this latest European political earthquake. Third largest Italian lender Monte Dei Paschi was in the late stages of its most recent effort to revive its troubled financial fortunes with a 5 billion euros capital raising effort all the while it is trying to spin 28 billion euros worth of bad debts off its books. Investors may walk away from the effort now, forcing Italy to wade into the quagmire.

Other troubled lenders like Banca Carige of Genoa are also under intense pressure to rebuild their failing balance sheets, courtesy of the European Central Bank and its stress tests. These Italian banks are similarly buckling beneath the immense weight of over 360 billion euros worth of loans gone bad.

This ought to be enough to concern you and your investments. Italian banks are not the absolute largest in Europe or globally, though Italy’s biggest bank UniCredito is among the too-big-to-fail globally systemic important financial institutions whose future is in play now. Other continental banks are teetering from their own problems, including largest German lender Deutsche Bank which itself may require a German or ECB central bank bailout shortly.

Italy has so far managed to avoid endangering its own national balance sheet directly amid the crumbling ruin of its failing banking sector. If Monte Paschi is unable to complete this bad debt dump and balance sheet cash infusion program soon, the country will be forced to bail it out. This would hurt more than simply the pensioners whose own life-long savings are tied up in the oldest bank in the world.

New European rules require both bondholders and shareholders take a total loss as part of any state-backed aid. The 7th largest economy in the world is itself at stake. If Italy catches a serious virus, it will surely infect the other major G7 economies in short order, separately from the very real danger of international banking giant contagion possibilities.

How Well Will Your Portfolio Weather the Impending Banking Crisis?

Regardless of what happens with Italian and European lenders in general, American banks are also hiding their deteriorating financial conditions using complex accounting tricks. Both they and their backstop the FDIC are woefully undercapitalized against another banking crisis that begins in Italy or anywhere for that matter. Fortunately there is an insurance policy for failing banks in Europe and the United States.

This is known as the yellow metal, physical gold bullion. You can safeguard the investments in your retirement and investment portfolios by placing a portion of your hard earned money into the precious metals themselves. Request your own free and no-obligation gold IRA rollover kit from Regal Assets by clicking here to obtain additional information on the best means for protecting your portfolio by adding tangible gold and silver to it today.

Gold Investment is the alternative currency that can safeguard you from these types of events. Putting a portion of your savings into this precious metal will help protect you. Download your free self directed IRA rollover gold IRA information kit today.


As America’s presidential election at last limps across the finish line, there’s been a lot going on in the economy while the circus was in town. No one really expected a surprise interest rate hike from the Fed in November, which would have certainly sent the markets into a panicked free fall just days before the election. Nevertheless, indicators after last week’s meeting, coming on the heels of a stronger than expected jobs report, did imply the Fed was still on track for an interest rate hike in December.

Meanwhile, businesses are pointing to the divisiveness of the current election as the reason sales of big ticket items are lower. Apparently the bread and circuses of the current election cycle are prompting consumers to put off expensive purchases and businesses to delay hiring and major investments. The election is becoming a feature of the forward risk environment for many companies. Humans, for all the amazing features of our big brains, are still easily distracted.

The Jobs Report

The October jobs report showed the economy creating an additional 161,000 jobs and the September job numbers were revised upward to 191,000, driving the unemployment rate under five percent. The best news wasn’t the number of jobs created; it was the average hourly wage increase of just under three percent, higher than the rate of inflation. For the first time in decades, American workers actually got a real raise, even when wages are adjusted for the cost of living. When it comes to ammunition to justify a rate hike, this jobs report was just the cover the Federal Reserve needed.

An Interest Rate Hike is Coming

Most Fed watchers agree that the stars have aligned for a December interest rate hike. Stocks have steadily lost ground since late October, pricing in the likelihood that markets will see a rate increase before the end of the year. The only thing that could derail an interest rate hike is, as you might guess, a surprise outcome in the election. In a bizarre twist, this could mean a stock market surge at the end of the year regardless of who wins.

Rest of the World Takes Advantage

For the rest of the world, the Fed raising interest rates is just fine with them. In the crazy environment of the globally connected economy, the weakest currency is the most competitive in the worldwide manufacturing jobs market. It should come as no surprise then that our “allies” in Europe are considering extending quantitative easing (QE) at the very time the U.S. Federal Reserve is talking about hiking rates. That would// weaken the euro compared to the dollar and allow Europe to tip the balance of global trade in their direction./

The combination of an interest rate hike and continued QE in Europe will push commodity prices lower. That’s already happening in oil, and once the volatility of the election is past we could see gold prices move lower because of price pressure from the dollar. A rate hike is actually good news for gold buyers as it lowers their point of entry. At the first whiff of any broad reversal in the stock market, regardless of the cause, the Fed will certainly slash interest rates and start up the QE machine to juice the economy. When that happens, gold prices will skyrocket higher.

With the U.S. already working at a competitive disadvantage because of our strong currency, expect the Federal Reserve to overreact to any weakness in the economy. If that sudden weakness is introduced because of the election, we could not only see the Fed take the December rate hike off the table but move quickly to try and stimulate the economy, which will be great news for gold and oil prices.

Gold Investment is the alternative currency that can safeguard you from these types of events. Putting a portion of your savings into this precious metal will help protect you. Download your free self directed IRA rollover gold IRA information kit today.


Our economy has a problem. In fact, it has a number of problems, but one in particular. Inflation is increasing significantly faster than income for most people. Therefore, even if you’ve gotten a cost of living increase, chances are your paycheck today doesn’t go nearly as far as it did a few years ago. That also means if you’ve been paying the same amount into your IRA/401(k) over that time, that’s not going to go as far either.

Understanding Inflation

When you first started building your nest egg, the amount you were paying in regularly seemed like it would be enough; by the time you reached retirement age, to support you for the remainder of your life. But if you do the same math today, chances are you’ll find yourself coming up short. It’s the same amount it always was, but that money simply doesn’t go as far anymore.

Think of it another way: How much did a candy bar cost when you were a kid? A quarter? Fifty cents? Now that same candy bar costs well over a dollar, and it’s a lot smaller. Everything is more expensive than it used to be—often many times more expensive. Price inflation is a fact of life, and it causes your cash to lose value over time. By the time you reach retirement age, that cash will have devalued even more, and prices will be even higher. What seemed like enough to live on when you started out will end up running out much faster than you anticipated, leaving you struggling in the last years of your life.

Combating Inflation with Gold

In order to maintain the value of your retirement nest egg, you need to invest it in something that’s not subject to inflation; a physical asset that will continue to maintain value, and buying power, over time. Sadly, there are fewer and fewer assets that can do that anymore. Real estate used to appreciate reliably, but after the housing crisis of 2008 it’s a much riskier market than it used to be. Even bonds are losing value over the last few years.

However, there’s one asset remains a reliable investment that’s not subject to inflation: gold. Say you take a $100 bill and $100 worth of gold coins, and put them away for 30 years. After that time, you’ll still have exactly $100 in cash—but it won’t be able to buy nearly as much as it does today. However, the gold will be worth much more than $100. The value of the gold itself hasn’t gone up. But its buying power has remained constant, even in the midst of inflation.

Your retirement savings will need to be able to cover all the same expenses you have now—things like food, clothing, bills, etc.—plus escalating medical care and a variety of additional expenditures. The money you need to spend will be greater, but the cash in your retirement account, even as you add to it over time, will be worth less due to inflation.

However, if you invest your retirement savings in physical gold, then thirty years from now that gold will have the same buying power it does today—if not more. Gold also remains stable as the markets fluctuate, making it more secure than stocks and bonds. With gold in your retirement account, you can add not just money to your IRA/401(k), but actual, lasting value.

Gold Investment is the alternative currency that can safeguard you from these types of events. Putting a portion of your savings into this precious metal will help protect you. Download your free self directed IRA rollover gold IRA information kit today.


The latest consequence of economic mismanagement in Europe was the failed attempt at constitutional reform in Italy this week.

The Italian people have had enough of their government’s economic failure, and is refusing to give it more power.

The EU and the euro project have been an economic disaster for all participants, including Germany, which will eventually be forced to write off the hard-earned savings she has lent to other Eurozone members. We know, with absolute certainty, that the euro will self-destruct and the Eurozone will disintegrate.

We know this for one reason above all. The political class and the ECB are guided by economic beliefs – I cannot dignify them by calling them reasoned theory – which will guarantee this outcome. Furthermore, they insist on using statistics that are incorrect for the stated function, the best example being GDP, which I have criticised endlessly and won’t repeat here. Furthermore, the numbers are misrepresented by government statisticians, CPI and unemployment figures being prime examples.

This article takes a column written by William Hague for the Daily Telegraph published earlier this week to illustrate the depths of misunderstanding even a relatively enlightened politician suffers, with this mix of nonsense and statistical propagandai. This article also refers to a speech delivered this week in Liverpool by Mark Carney, Governor of the Bank of England, showing how out of touch with reality he is as well. Many of his and Lord Hague’s misconceptions are shared by almost everyone, so for the most part go unnoticed.

Lord Hague basically blames the euro for all Europe’s ills: “…… it has made some countries, like Italy and Greece, poorer while others get richer”, he opines, and it is certainly a common sentiment. But it is never the currency that’s to blame, but those that attempt to use it to achieve policy outcomes, and inevitably fail in their quest.

Before the euro came into existence, different currencies offered different interest rates, reflecting the market’s appraisal of lending risk. So, the Greek government, borrowing in drachmas, would typically have to pay over 12% interest, while Germany might pay 3% for the same maturity in marks. The fact that there were differing rates in different currencies imposed market discipline on borrowers.

After the introduction of the euro, interest rates for sovereign borrowers converged towards the lowest rate, which was Germany’s. The reason for this was banks could gear up their lending in the bond and money markets to make easy money from the spread between German rates and the others, risk-free on the assumption that the whole caboodle was guaranteed by the EU and the ECB. It was perfectly reasonable to expect this outcome, but whether the panjandrums in Brussels were smart enough to know this would happen is not clear. If they were, they displayed ignorance of the eventual consequences, and if not, they were simply ignorant, full stop.

These same operatives bent the rules they themselves had originally set to allow countries to join the euro. Under the Maastricht Treaty, budget deficits were to have been less than 3% and government debt to GDP less than 60% for a state to qualify for membership. Neither Germany nor France qualified at the outset. And when it came to Greece, the Greek government simply lied, with the full knowledge and encouragement of the other members. No, Lord Hague, it was the policy makers that were at fault, not the currency itself.

But he continues: “Membership of the euro has put the Italians on a permanent path to being poorer”. Not so. It was the Italians who used cheap euro-denominated money to borrow profligately. They, and they alone are responsible for the mismanagement of their economy and their debt problems, which incidentally now exceed the Maastricht 60% limit by a further 75%.

So, who is policing that?

Lord Hague also trots out the canard about how the euro benefits Germany: “Germans keep exporting easily and running up a surplus, while the Italians struggle and go deeper into debt”. This statement in quotes is undoubtedly true on face value, but it is wrong to blame the poor euro. Instead, the blame lies with fiscal imbalances, relative rates of bank credit expansion, and the additional horror of TARGET2. This last artifice is intended to even out the monetary imbalances that would otherwise occur from trade imbalances. But its designers seem to have been completely unaware that the only way trade imbalances can be controlled is through the money shortages and accumulations that result from trade deficits and surpluses respectively. Instead, TARGET2 makes good the money deficiency that results from excess imports, and reduces the money surplus that accumulates in the hands of the exporters. It recycles the money spent by Italians so that it can be spent again, or even hoarded outside Italy, ad infinitum. TARGET2 is living proof of the ridiculousness behind the euro project.

Lord Hague provides an exception to his argument and conclusion, by citing Germany’s greater productivity and suggesting that the only way out was for Mr Renzi to enact bold reforms to raise Italian productivity to the same level as Germany’s. He doesn’t say what these reforms might be. I can tell him: the new government should downsize from 52% of GDP to less than 40%, the lower the better. The redeployment of capital from government destruction to private sector progression will work wonders. Tax policies should favour savers. At the same time, ordinary Italians should be allowed to get on with their lives and made to understand the state is not there to support them with handouts.

Finally, Lord Hague’s conclusion, while correct legally, is incorrect from a strictly economic point of view. He states that leaving the euro is a far more difficult problem than leaving the EU, there being no Article 50 to trigger. He implies that if Italy simply returns to the lira, there can be little doubt that it will rapidly collapse taking its banks with it, because Italy’s creditors will still expect to be repaid in euros while the cost of borrowing in lira is bound to increase rapidly, undermining government finances.

However, contrary to everything Keynesians have been taught and in turn teach gullible students, the economic objective of monetary independance should be sound money, not continual depreciation. Italy has enough gold to arrange a gold exchange standard for herself, or alternatively she could run a currency board with the euro, to ensure the lira retains value for foreign creditors. Either course requires something novel from Italian politicians: they must bite the bullet on government finances and permit capital to be redeployed from moribund businesses to new dynamic entrepreneurial activities. It can be done, and Italy would rapidly emerge as a new industrial force.

But will it be done? Sadly, there’s not a snowball in hell’s chance, and here we must agree with Lord Hague. In common with their opposite numbers everywhere else, Italian politicians have surrounded themselves with economic yes-men, trained at the expense of the state to justify state interventions in the economy. It has become a feed-back loop that ultimately concludes with economic instability, crisis and eventual collapse.

Carney’s groupthink

Lord Hague, while respected as a senior British politician is at least not involved in Italy’s monetary or fiscal policies. Far more dangerous potentially is someone with his hand on the monetary tiller, Mark Carney, Governor of the Bank of England. This week he made a speech in Liverpool, which put the blame for the failure of his monetary policies on everyone but the Bankii. He said politicians need to foster a globalisation that works for all. Really? How are they going to do that? He blames economists for been at fault for not recognising “the realities of uneven gains from trade and technology”. But surely, we all know that establishment economists, including the Bank’s own, have an unrivalled track record of getting things wrong. To expect them to suddenly exhibit forecasting prescience is Carney’s personal triumph of hope over reality. Carney berates companies for not paying tax. This is the classic “someone else’s fault” line, and ignores the easily proven fact that money deployed by the private sector in pursuit of profit is productive, while giving it to government is wasteful. More tax paid may be desired by the state, but it is anti-productive.

The Governor then claims the Bank’s monetary policy has been “highly effective” and that “the data do not support the idea that the period of low rates has benefited the wealthy at the expense of the least wealthy.” He has obviously been unable to make the connection between the falling purchasing power of fixed salaries for the low paid and for pensioners relying on interest income, while stock markets roar to all-time highs on the back of suppressed interest rates and injections of money through quantitative easing. Yes, Mr Carney, my middle-class friends have done very well out of their investments and property, thanks to monetary inflation, but they still pay their gardeners and maids roughly the same depreciated wages.

This is relevant not only to the mismanagement of the UK’s economy, but also that of Europe. Carney attracted considerable criticism, rightly, for falsely threatening economic hell and damnation in the event of a vote for Brexit. This presupposes that everything in Europe is considerably better than for Britain on its own, and confirms that his opposite numbers in Europe, who were pushing the same line, have as much grasp of the economic situation as he has. Carney got this as wrong as he possibly could, but there’s no mea maxima culpa.

If Mr Carney and Lord Hague want to criticise current economic events, they should start by properly understanding the negative effects of fiscal and monetary intervention. They should realise that propping up defunct enterprises by lowering the cost of borrowing and supporting them with government contracts is Luddite and destructive. And above all, they should realise that ordinary people going about their business are infinitely adaptable, have an ability to withstand government and central bank silliness to a remarkable degree, and would deliver their taxes much more effectively if they were simply allowed to just get on with their business without having to suffer from government and central bank micro-management.

Gold Investment is the alternative currency that can safeguard you from these types of events. Putting a portion of your savings into this precious metal will help protect you. Download your free self directed IRA rollover gold IRA information kit today.


As you save for your retirement, there are a number of different ways you can invest your money. You can put it into the stock market, in a managed fund or index fund. You can buy bonds that will mature around the time you’re ready to exit the workforce. There are plenty of different options. But if you look at them carefully, many pose significant risks as well. In the event of a disaster; you can end up losing your savings. If you really want to secure your future, you should consider starting a gold IRA. Here are 5 reasons why.

  1. It’s Historically Proven

Gold and silver have been used as currency for 5,000 years. For centuries, people have relied on it as a source of wealth and security. The U.S. dollar used to be backed by these precious metals, to show the people their money was stable. Then we left the gold standard, and the economy suffered permanently as a result.

But despite this, the precious metal remains a safe and secure source of wealth. If you want to keep your retirement savings safe in the face of disaster, you can’t beat gold’s track record.

  1. It Helps You Safeguard Against Inflation

When you think of someone trying to safeguard their savings against economic cataclysm, the image most commonly conjured up is of stuffing cash into a mattress. It’s not subject to the losses of the stock market, and whenever you need it, the exact amount you saved will be right where you left it.

Unfortunately, this image is deceptive. Hoarding cash will not protect your savings. Why? Inflation. The amount of goods or services you can buy today with a $20 bill is far less than what you could get a decade or two ago. So by the time you reach retirement, you’ll have the same amount in currency, but its value—hence buying power—will be far less.

Gold, on the other hand, is not subject to inflation. It’s a physical commodity with real, intrinsic value. Therefore, its price tends to go up, just as everything else does. So if you buy gold coins or bars in preparation for your retirement, a decade or two from now they’ll have the same buying power they do today.

  1. A Gold IRA Provides for Tax-free Savings

Ben Franklin said that the only two sure things in life are death and taxes. Well, while you can’t take your gold with you when you die, it can provide certain tax advantages while you’re still alive. Holding the physical precious metal, in coins or bars, allows for tax-deferred growth. If you decide to roll over your retirement account to a gold IRA from a standard IRA or 401(k), 403(b), or even a government TSP plan, you won’t accrue any penalties.

  1. It Protects You in a Financial Crisis

In 2008, when the economy collapsed, many people who had been putting away retirement money for decades suddenly lost a large chunk of their savings. Even the housing market, which for so long was considered one of the most stable investments you could make, saw its bubble burst, with property values plummeting.

Today experts agree it could happen again in the near future. The stock market is headed for another crash within the next year. Housing is worrisome, as is the up-and-down oil industry. Even savings bonds are suffering. In our current near-zero interest environment, they’re not appreciating as much as buyers planned – and hoped.

To guard against economic disasters like these it’s important to have a safe haven; an investment that won’t be affected by market volatility or difficult economic times. But there are fewer now than there used to be. Precious metals are one of the last havens where you can invest your money to keep it protected in times of financial crisis.

  1. It Helps You Avoid Counter Party Risk

With almost any investment you make, there’s the underlying worry of counter party risk—that is the possibility the other party involved in the transaction won’t come through as expected. In stocks and bonds, this means instead of making money, you’ll lose your initial investment. The higher the potential for profit, the higher the counter party risk.

Gold and silver don’t carry this risk. As physical commodities, you get exactly what you pay for. No one can ruin your gold’s value by mismanaging it. It exists outside the system, and therefore remains secure, ready for you whenever you choose to retire.

These are just a few of the reasons to consider a gold IRA in your retirement planning. Building up a percentage of your savings in gold guarantees a safe haven for those assets, rather than risking losing everything in a world where little makes sense anymore.

Gold Investment is the alternative currency that can safeguard you from these types of events. Putting a portion of your savings into this precious metal will help protect you. Download your free self directed IRA rollover gold IRA information kit today.


As you’re considering opening a gold or silver IRA, you’re probably thinking about talking to your financial adviser. That’s only natural. But I can tell you right now what your financial adviser will say: don’t buy gold. This, despite its proven history as a safe haven that insures and diversifies your retirement savings against the next financial crisis.

So, why do they do it?  Because financial advisers only deal with paper assets like stocks, bonds and mutual funds. It’ what they’ve studied, it’s what they’re familiar with, and those are the products they sell.  Financial advisers, even the best ones, just are not trained in physical gold and silver. It’s like if you walked into a Honda dealership and asked them to advise you on buying a Toyota.  It’s just not what they do.

Another reason? When you buy gold or silver, you’re moving money away from your financial advisor’s management, eating into the fees and commissions they make when you invest in their stocks and bonds. Most financial advisers are store-fronts for large banks and financial institutions. Advisers who charge a fee instead of earning a sales commission are typically more objective,they generally will only handle paper investments that are bought and sold on the volatile markets.

Even your most-trusted financial adviser – someone who may be an expert when you’re looking to invest in stocks and bonds — will be almost completely useless when it comes to giving realistic, qualified advice on buying gold and silver. Many have not studied the benefits of holding precious metals long-term, and have no experience in this type of investment. They’d rather you stick to what they know. Unfortunately, that’s not always in your best interest.

Click here to request your free gold IRA investment kit from Regal Assets today to learn how you can diversify and protect your retirement savings.